Islam places a great deal of emphasis on zakat. A Muslim’s accumulated wealth must be taxed once a year at 2.5%. When you have multiple assets like gold, cash, savings, stocks, or investments, calculating Zakat is confusing. With Zakat calculators, you can get a precise estimate based on Islamic guidelines and Nisab value.
In Pakistan, Nisab is calculated using the market price of gold (87.48 grams) or silver (52.5 grams). Gold Nisabs are typically used as Zakat eligibility standards.
Online Zakat Calculator
Zakat Calculator (Pakistan)
Total Zakatable Wealth:
Zakat Due (2.5%):
Nisab Status:
What Is Zakat?
A Muslim who owns more wealth than the Nisab threshold must give Zakat once a year. Among the things it purifies and supports are:
- The poor
- The needy
- Debtors
- Travelers
- Orphans
- People struggling financially
Supporting your community is more than just charity it is a spiritual responsibility.
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Zakat Nisab in Pakistan (Current Standard)
Calculate your Nisab value by comparing your total assets to your Nisab value.
Calculation of Gold Nisab (Preferred)
- Gold 87.48 grams
- Using today’s gold rate (per gram), multiply by
As an example:
If the gold price is PKR 17,000 per gram
The Nisab is equal to 17,000 × 87.48 ≈ PKR 1,487,160.
Zakat must be paid if your total zakatable wealth exceeds this amount.
What Assets Are Zakatable?
1. Gold & Silver
- 24K, 22K, and 21K jewelry
- Gold coins, bars
- Silver items
2. Cash on hand or in bank
- Salary savings
- Emergency savings
- Money stored at home
3. Bank deposits
- Current account balance
- Savings account
- Foreign currency accounts
4. Investments
- Stocks
- Mutual funds
- Crypto (if applicable)
- Bonds
5. Business assets
- Inventory
- Goods for sale
- Raw materials
6. Receivable money
People owe you money that will return to you.
Non-Zakatable Assets
- Your home
- Personal use car
- Furniture
- Electronics
- Clothing
Formula: How to Zakat Calculator
Step 1: Add up all zakatable assets.
(Includes Gold, Cash, Savings, Investments, and Receivables)
Step 2: Subtract liabilities
(Loans, bills, rent, and remaining mortgage payments)
Step 3: Check if the amount is above Nisab.
Step 4: Multiply by 2.5%.
The zakat is calculated as (Total Assets – Liabilities) × 0.025.
Zakat Calculation on Gold (Pakistan Example)
You may own:
- 24K gold weighing 10 grams
- 22K gold weighing 20 grams
- Gold weight of 50 grams in 21K
The first step is to convert each to the current market rate.
Step 2: Add the totals.
Multiply by 2.5 percent.
As an example:
If the value of your gold is PKR 300,000,
It is calculated as 300,000 x 0.025 = 7,500 PKR in Zakat.
FAQs: Zakat Calculator in Pakistan
1. How do I calculate Zakat?
Multiply 2.5% by the remaining amount after subtracting all zakatable assets.
2. Is Zakat based on the lunar or solar year?
A lunar Hijri year is used to calculate Zakat. It is possible for the amount to change slightly over a solar year.
3. Do I need to pay Zakat on gold jewelry?
Yes. It doesn’t matter whether you use or store gold (21K, 22K, 24K); it’s zakatable.
4. What is the Nisab for Zakat in Pakistan?
Nisab is equivalent to 87.48 grams of gold. Zakat becomes obligatory if you exceed this amount.
5. Do I pay Zakat on my house or personal car?
No. It is not permissible to pay Zakat on personal items such as a home, car, furniture, or clothing.
6. Do I pay Zakat on savings accounts?
Yes. Cash, bank accounts, savings accounts, and fixed deposits are all subject to Zakat.
7. How much Zakat should I pay?
Zakat equals 2.5% of your zakatable wealth if you meet the Nisab.
