Smartphones can cost upwards of PKR 200,000 in Pakistan, especially flagship models. Customers can purchase smartphones with EasyPaisa mobile installment plans without having to pay upfront.
EasyPaisa installment purchase guide covers how it works, eligibility requirements, advantages, and things to keep in mind.
Why Choose EasyPaisa for Mobile Installments?
EasyPaisa is more than just a digital wallet. Smartphone installment plans are now available. It stands out for the following reasons:
- With minimal paperwork, approval is instant.
- If you follow the payment schedule, there are no hidden charges.
- • 3- to 12-month installment tenures are available.
- Samsung, Vivo, Oppo, Infinix, Tecno, Realme, and iPhone smartphones are all available.
- Digital process without visiting the bank.
How to Buy a Mobile with EasyPaisa Installments
Step 1: Download and install EasyPaisa.
- Get EasyPaisa from the App Store or Google Play.
- Use your CNIC and mobile number to register.
Step 2: Verify your eligibility.
- A valid CNIC and an age of 18+ are required.
- EasyPaisa accounts must be verified.
- An EasyPaisa transaction history increases approval chances.
Step 3: Check out the available phones.
- You can find EasyPaisa Mall inside the app.
- You can purchase smartphones on installment plans if you check the list.
- It will display prices and installment durations.
Step 4: Select a payment plan.
- Choose the phone of your choice.
- Tenure options are 3, 6, or 12 months.
- Calculate the monthly installment and total payable.
Step 5: Apply
- Specify your name, CNIC, and income source.
- It may be necessary to verify NADRA income in some cases.
Step 6: Confirmation & Approval
- A confirmation SMS will be sent to you once EasyPaisa approves your request.
- A digital agreement may be required in the app.
Step 7: Deliveries/Pick-ups on the Go
- Handsets are provided by partner retailers (Daraz, Telemart, Mega.pk, etc.).
- Your city may have a different delivery time.
Example: EasyPaisa on Vivo X Fold 5
- PKR 569,999 (retail price)
- Monthly plan: PKR 47,500
- Six-month plan for PKR 95,000
- Plan for three months: PKR 190,000
(The actual installment amount may vary based on EasyPaisa’s policies and retailer offers.)
Read More About: Best Mobile Installment Plans in Pakistan 2025 Guide
EasyPaisa Installments: Advantages
- Pay monthly instead of in full up front.
- No credit card or bank loan required.
- App-based application and installment tracking.
- Pay in manageable monthly installments with affordable EMIs.
Applying: Things to consider
- To avoid surprises, always read the fine print.
- Penalties may be imposed for late payments.
- Not all mobiles are eligible for installment payments.
- Users with a good EasyPaisa record are more likely to get approved.
- Due to service charges, the total cost may be slightly higher in some cases.
EasyPaisa vs Bank Installments
| Feature | EasyPaisa Installments | Bank Installments |
|---|---|---|
| Approval | Instant (App-based) | Requires documents & credit check |
| Credit Card | Not required | Usually required |
| Flexibility | 3 to 12 months | 6 to 36 months |
| Eligibility | EasyPaisa users | Account holders only |
| Process | 100% Digital | Bank visits required |
FAQs
Q1: Can I buy iPhones using EasyPaisa?
Apple, Samsung, Vivo, Oppos, and other brands are available on EasyPaisa.
Q2: How long does EasyPaisa’s installment plan last?
It all depends on what you need.
Q3: Is a credit card required for EasyPaisa installments?
There is no credit card requirement for EasyPaisa installments.
Q4: How can I pay my monthly installment?
EasyPaisa debits your wallet directly for payments.
Q5: Do you offer installment plans for multiple mobiles?
EasyPaisa approval depends on your credit limit.
Conclusion
EasyPaisa offers easy-to-use payment plans. EasyPaisa offers affordable smartphones like the iPhone and Samsung Galaxy. Compared to bank installment plans, it’s quick, digital, and transparent.
With EasyPaisa installments, Pakistanis will be able to upgrade their mobile phones in 2025.
