Smartphones have become a major investment in Pakistan. New iPhones, Samsungs, Xiaomis, and Vivos are always at risk of breakage, theft, or hardware failure. Due to this, mobile insurance has become more popular.
The benefits of mobile insurance include financial protection as well as the ability to have your device repaired or replaced as soon as something goes wrong. Here you can find information about the best mobile insurance and warranty providers in Pakistan as well as their coverage, pricing, and claims procedures.
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TPL Device Insurance – Best Mobile Insurance All-Round
In Pakistan, TPL is the most recognized name in mobile insurance.
Coverage Includes:
- Accidental screen damage
- Liquid damage
- Theft and snatching
- Fire & natural disasters
- Internal hardware issues
Why It’s Good:
Trusted brand
Quick claim approval
Cashless repair partner network
Best For:
Protects high-end phones like iPhones, Samsung Galaxy, and flagships.
JazzCash Mobile Insurance – Easy Sign-Up
By partnering with insurance providers, JazzCash offers mobile insurance that is simple and cheap.
Coverage Includes:
- Accidental damage
- Screen breakage
- Phone loss (some plans)
Why It’s Good:
Instant activation
No long forms
Affordable monthly plans
Best For:
Those who want simple, affordable protection.
Ufone Mobile Insurance (UProtect)
For new and existing phones, Ufone offers device protection plans.
Coverage Includes:
- Accidental breakage
- Internal faults
- Swap or repair options
Why It’s Good:
Easy claim filing
Ideal for mid-range phones
Quick support
Best For:
Low-cost coverage for Ufone customers.
Handset protection plans offered by Zong Mobile
Mobile insurance is offered by Zong in partnership with multiple insurers.
Coverage Includes:
- Accidental damage
- Screen replacement
- Theft/loss (depending on plan)
Why It’s Good:
Good pricing
Instant activation via USSD
Wide coverage for basic users
Official Warranty Extension (Samsung Care+)
Samsung Care+ offers premium-level protection to Samsung users.
Coverage Includes:
- Screen replacement
- Accidental damage protection
- Extended warranty
Why It’s Good:
Official Samsung-approved repairs
Genuine parts
Reliable process
Best For:
Buyers of Samsung flagship phones (Galaxy S and Z series).
Xiaomi Mi Protect / Redmi Protection Plans
The Mi Stores offer optional protection plans for Xiaomi and Redmi smartphones.
Coverage Includes:
- Accidental damage
- Screen breakage
- Internal hardware issues
Why It’s Good:
Affordable compared to others
Official Xiaomi repairs
Best For:
Budget and mid-range Xiaomi/Redmi users.
Cellular Protection Plans from Daraz
You can add mobile insurance when buying phones on Daraz.
Coverage Includes:
- Screen damage
- Accidental breakage
- Extended warranty options
Why It’s Good:
Easy add-on
Great for online buyers
Simple claims via Daraz Support
(Apple, Vivo, Oppo, Infinix) Official Brand Warranties
At authorized stores, many phone brands offer extended warranty upgrades.
Coverage Includes:
- Internal manufacturing faults
- Battery failure
- Motherboard issues
You won’t get full mobile insurance, but you’ll be protected from hardware problems.
The Importance of Mobile Insurance in Pakistan
The cost of repairing flagship phones is high.
It costs PKR 40,000 to 100,000 to repair an iPhone or Samsung.
Risk of accidental damage is high.
A common issue is screen breakage.
There is an increase in thefts.
In cities, mobile snatching is a serious problem.
Mindfulness
Financial stress is avoided.
Mobile Insurance: How to Choose the Best Plan
Here are some factors to consider:
- (Damage, theft, liquid damage)
- Approval time for claims
- (Only available at authorized centers)
- Sustainability
- Cost per month vs. cost per year
The best reliability can be found with TPL + Samsung Care+, while the best affordability can be found with JazzCash + Zong.
Mobile Insurance Providers in Pakistan
| Provider | Coverage | Best For | Pricing |
|---|---|---|---|
| TPL Device Insurance | Damage + Theft | Premium users | Medium |
| JazzCash Insurance | Damage + Screen | Budget users | Low |
| Ufone UProtect | Damage | Ufone customers | Low |
| Zong Protection | Damage + Screen | Prepaid users | Low–Medium |
| Samsung Care+ | Damage + Warranty | Samsung phones | Medium–High |
| Xiaomi Mi Protect | Damage | Xiaomi users | Low |
| Daraz Protection | Damage | Online buyers | Medium |
Conclusions
The following is a quick breakdown of the best mobile insurance in Pakistan:
- TPL Device Insurance is the best overall.
- JazzCash Insurance is budget-friendly
- The best choice for Samsung users is Samsung Care+.
- Xiaomi users should try Mi Protect.
- Daraz Protection Plans are the best for online buyers.
Investing in mobile insurance protects you from costly repairs and unexpected losses if you own a high-end phone.
